What Are Your Insurance Options, Minnesota RVers?

Insuring your new or used RV is a no brainer. For a lot of us, our RV serves as our home and our car, so it’s important to protect ourselves from accidents, fires and theft. Before selecting an insurance provider, you should to do a lot of research. Since there are so many companies out there, I thought I’d start you off with some basic information about the most popular RV insurance companies.

RV America Insurance. This company ensures you receive coverage specialized to your needs at the lowest price by working with six different RV insurance companies. They also offer coverage on flood, theft, fire, full-timer, total loss and 24/7 roadside assistance.

Gilbert RV Insurance. Gilbert offers several options and has excellent replacement cost, purchase price and full-time RV coverage. In the unfortunate event that your RV is totaled, Gilbert’s replacement cost coverage will guarantee you receive the same model, body and size RV. Their purchase price coverage gives you the option of being paid in the exact amount of your RVs price when purchased.¬† If you’re a full-timer, you’ll love Gilbert’s high liability limits with total coverage.

Good Sam VIP RV Insurance. The Good Sam club is a huge organization that is very well-known in the RV world. On average, their insurance saves each customer $312 per year, and they offer many features including full RV replacement, full timer coverage, permanently attached items coverage, and personal effects coverage.

Recently, the Good Sam Club released the Emergency Roadside Service (ERS) Mobile app making it even easier for its members to request service. The app is GPS enabled, allowing Good Sam to pinpoint your exact location as soon as you place a call for help (which minimizes call time.) You can also pre-register your membership vehicle to cut down call time, too. Once you place a call for service, you’ll see the name of the provider dispatched to assist you and their estimated time of arrival.

There are also other auto insurance companies out there, like Progressive and State Farm, who offer RV insurance. As I said before, the best thing to do is call around and get several quotes before making¬† decision. Hopefully I gave you a good head start. If you’re looking for a new motorhome, travel trailer or fifth wheel in Minnesota to insure, come see us. We’ll find the perfect fit for you and your family.